This scientific article examines the specifics of emerging obligations in such an institution as a loan agreement. Also, his study of his theoretical and practical problems is being carried out.

The paper explores obligations as civil law relations that are of a property nature; just as obligations mediate the process of moving property only to certain persons; at the same time, in the obligations mediating the movement of property, they are called to certain active, positive actions; moreover, of decisive importance for the legal content of the obligations is the possibility given to the entitled person to demand certain behavior from the obligated person.

In addition, this scientific work outlines and substantiates the theoretical aspect that the institution of "obligation" has a certain economic and legal community. Thus, this institution is considered as a single type of legal relationship covered by the general concept of "obligation", where the general rules are formulated in the legislation, to which various types of obligations are subject, along with the fact that a number of special legal norms apply to each of them.

It is theoretically justified that the emergence of obligations by its nature acts as an economic process of moving property and other results of labor, which are also of a property nature.

It also suggests the need to reflect in the definition of the concept of obligation such a combination of legal and material features that is inherent in the obligations themselves in their legislative regulation and actual implementation.

Keywords: property, rights, obligations, sanction, creditor, debtor.